Account Settings -->Custom Scoring Model
- Only account administrators can change the custom scoring model.
- System allows for multiple scoring models across business groups.
- Additional customization available by request.
Bectran Default Model
Bectran out of the box scorecard is developed using our proprietary algorithms, with specific attributes and weights on the elements that have traditionally proven to be the best identifying factors of credit risk.
Bectran Custom Scoring Options
- Traditional Model: Define how you want to use Credit Bureau data, Financial Statements, Internal Customer Credit Information, Country Risk factors, Credit References, Personal Guarantees, Credit Application Information, etc., for Scoring. (Determine specific attributes and weights) System allows for certain discount factors i.e. Country Risk and insufficient reference responses.
- Advanced Scoring: Allows for segmentation of scoring based on credit amount requested and the implementation of multiple models as a predictive metric.
Contact your support representative or firstname.lastname@example.org for a tutorial. (Send your existing model to Bectran and allow an expert to approximate your model into Bectran)